Texas Health Insurance Maternity Benefit Unavailability - Response to Comment

I don't know whether the commenter is correct that passage of the Affordable Care Act was responsible for strategic actions taken by Texas health insurers to raise rates or make unavailable maternity benefits (2 sides of the same coin). Was the decision by insurers to raise their rates for individuals seeking maternity benefits as part of their insurance package solely due to health care reform or was it a response to actuarial experience (increases in the range of 10-15% have not been unusual in the health insurance business in many states, even before health reform),  to the extraordinarily high costs of  Texas health care (as documented in 2010 journal articles and federal government discussions),  was it a business strategy to mobilize public opinion against health reform, or was it a non-publicized highly selective business or political strategy?

I don't know.  Do any of my readers have other insights?